Directory – Loans and cash advances

• AgriInnovate Program 

  Government of Canada, Agriculture and Agri-Food Canada
  Get up to $5 million in repayable contributions to cover 50% of the cost of projects that aim to accelerate demonstration, commercialization and/or adoption of innovative products, technologies, processes or services that increase agri-sector competitiveness and sustainability.

• Apollo13 startup support program (in French only)

  ​Apollo 13
  Do you have an entrepreneurial idea to put into action or a desire to grow your business? The Apollo13 support program may be right for you.​

• BDC - Business loans 

  Business Development Bank of Canada
  ​You could get money to help you start or grow your business.

• BDC Capital — Growth Equity Partner 

  Business Development Bank of Canada
  Get financing and advice from growth equity partners to help grow your business in Canada and internationally. This support will be provided through partnerships, funding and access to potential growth capital.

• BDC — Canada Digital Adoption Program (CDAP) 

  Business Development Bank of Canada
  Get a loan of up to $100,000 to help small and medium sized enterprises adopt digital technologies to increase their competitiveness.

• Black Entrepreneurship Program – Black Entrepreneurship Loan Fund 

  ​Government of Canada
  Get a loan of up to $250,000 (including microloans in some cases) to help your for-profit, Black-led startup business or SME scale up and grow domestically and internationally.

• Compétivert — Funding Solution 

  ​Investissement Québec
  Get a term loan and guarantee starting at $50,000 to increase productivity by financing your green projects.

• Créavenir 

  ​Desjardins​
  If you are under 35 years of age and starting a business or developing a business that is less than 3 years old, obtain financial assistance in the form of a line of credit of up to $15,000 at a preferential rate of 0.5% and a grant of up to $5000.

• EDC — Women in Trade Investments Program 

  Export Development Canada
  Get equity capital for your high-revenue, women-led business in the form of direct investment or venture capital funds, to grow and scale to new markets.

• Farm Credit Canada — Loans and lending options 

  Farm Credit Canada
  You could access flexible financing options for your farming, agri-food or agribusiness operation.

• Financing for sustainable agri-food businesses (in French only)

  ​Fondaction
  If you are planning to grow your agri-food business, you could benefit from coaching and customized financing.

• Fonds Mosaïque (in French only)

  Filaction
  If you are a member of one of Quebec's cultural communities, you may be eligible for funding to start a business or run a business that has been in operation for less than five years.

• Fonds afro-entrepreneurs 

  ​Filaction​
  Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

• Fonds de développement des entreprises touristiques (in French only)

  ​Filaction
  Obtain a loan ranging from $50,000 to $500,000 for the realization of innovative projects that will improve the tourism offer in Quebec.

• Fonds de microcrédit agricole (in French only)

  ​MRC de la Vallée-du-Richelieu
  Get an interest-free loan to help you develop your farm business.

• Fonds de solidarité FTQ 

  ​Fonds de solidarité FTQ
  ​If your Quebec business is in a period of growth and profitability, you can use this fund to obtain personalized business solutions that meet your needs.

• Le Fonds YUL / 375 idées (in French only)

  ​Jeune chambre de commerce de Montréal
  ​Are you a Montreal entrepreneur between the ages of 18 and 40? If so, you can receive a loan to start or grow your business.

• Local investment fund 

  Ministère de l'Économie et de l'Innovation
  Loans and loan guarantees to start or expand a business, or purchase at least 25% of an existing business, in Quebec.

• MicroEntreprendre 

  MicroEntreprendre
  Quebec entrepreneurs who are unable to obtain financing in conventional financing networks can obtain loans of $2 000 to $20,000 and support.

• Nicolet-Yamaska Agri-Food Investment Fund (in French only)

  Service de développement économique de la MRC de Nicolet-Yamaska​
  You could receive financial assistance of up to $10,000 to start or expand your non-conventional-sized agri-food business.

• Project Financing 

  Investissement Québec
  Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

• RBC Black Entrepreneur Program 

  ​Royal Bank of Canada
  Get financing and expert advice to drive economic growth and wealth creation for your business.

• Shopify Capital Funding 

  ​Shopify Capital
  ​Are you a Shopify merchant? If you are, you could receive a loan of up to $500,000 from Shopify.

• Solunov 

  ​Fonds de solidarité FTQ
  ​If you would like to implement an innovative solution into your business, you could benefit from coaching assistance as well as funding.

• Women Entrepreneur Program 

  Farm Credit Canada
  Get access to financing, as well as resources designed specifically to help you develop your skills as you start or grow your business.

• AgriInnovate Program 

  Government of Canada, Agriculture and Agri-Food Canada
  Get up to $5 million in repayable contributions to cover 50% of the cost of projects that aim to accelerate demonstration, commercialization and/or adoption of innovative products, technologies, processes or services that increase agri-sector competitiveness and sustainability.

• Agribusiness and Agrifood Young Entrepreneurs 

  Farm Credit Canada
  If you are under 40 years old, get a loan of up to $1 million to launch a new business or to take your operations to the next level.

• Apollo13 startup support program (in French only)

  ​Apollo 13
  Do you have an entrepreneurial idea to put into action or a desire to grow your business? The Apollo13 support program may be right for you.​

• BDC - Business loans 

  Business Development Bank of Canada
  ​You could get money to help you start or grow your business.

• BDC - Wholesale Financing 

  Business Development Bank of Canada
  Your small to medium-sized financing or lease company could access expanded financing options to provide vehicle and equipment loan or lease contracts.

• BDC Capital — Growth & Transition Capital — Buying a business 

  Business Development Bank of Canada
  Get repayable financial support of up to $35 million to increase your working capital to buy a competitor's or supplier's business. You can also obtain guidance and support from a team of experienced professionals to help you find the optimal financing structure in order to raise more capital. There is 2 solutions depending on the clients needs.

• BDC Capital — Growth Equity Partner 

  Business Development Bank of Canada
  Get financing and advice from growth equity partners to help grow your business in Canada and internationally. This support will be provided through partnerships, funding and access to potential growth capital.

• BDC Commercial real estate financing 

  Business Development Bank of Canada
  Get a long-term loan with terms of up to 25 years to purchase land or buildings, construct or expand premises, or replenish working capital depleted by real estate costs.

• BDC Indigenous Entrepreneur Loan 

  Business Development Bank of Canada
  Purchase assets, start exporting, pay start-up or franchise fees and replenish working capital with a $350,000 loan if you have an existing businesses or $250,000 if you are a start-up.

• BDC Newcomer Entrepreneur 

  Business Development Bank of Canada
  If you are an immigrant who arrived in Canada within the past 3 years, you can get up to $50,000, along with expert advice, to start your own business.

• BDC Small Business Loan 

  Business Development Bank of Canada
  Apply online for a business loan of up to $100,000 with flexible repayment terms. Use this financing to supplement cash flow, improve operations, or cover expenses for your small business.

• BDC Technology Financing 

  Business Development Bank of Canada
  Get a loan with flexible repayment terms to cover up to 100% of the cost of investing in information and communications technology such as hardware, software and related consulting services.

• BDC — Equipment Purchase Financing 

  Business Development Bank of Canada
  Get a loan to cover up to 100% of the purchase cost of new or used equipment for your business.

• BMO for Black Entrepreneurs 

  ​BMO
  Get a loan of up to $250,000, tools, training and a business network to grow your majority Black Canadian owned business.

• Black-Led Business Financing Program 

  ​Scotia Bank
  Get a loan of up to $250,000 to finance your capital expenditures or working capital.

• Canadian Agricultural Loans Act program 

  Agriculture and Agri-Food Canada
  Get a loan of up to $500,000 to establish, improve and develop your farm—or up to $3 million for your co-operative to process, distribute and market agricultural goods.

• Chantier de l'économie sociale Trust 

  Chantier de l'économie sociale Trust
  Get a trust loan between $50,000 and $1.5 million, with no principal repayment requirement for 15 years, to finance costs directly related to the acquisition, construction, or renovation of real estate assets such as land, a building, a warehouse, etc.

• Collective entrepreneurship financing 

  Investissement Québec
  Loans covering up to 100% of the costs for most co-operative and not-for-profit business projects, starting at $50,000.

• Community Futures Program 

  Canada Economic Development for Quebec Regions
  Get funding for starting or growing a business in a rural or disadvantaged area of the province of Quebec.

• Créavenir 

  ​Desjardins​
  If you are under 35 years of age and starting a business or developing a business that is less than 3 years old, obtain financial assistance in the form of a line of credit of up to $15,000 at a preferential rate of 0.5% and a grant of up to $5000.

• Development Capital — Equity financing 

  Investissement Québec
  Developmental capital of $5 million or more (20% to 30% of shares) to acquire a company in Quebec or abroad, for growth and productivity enhancements, and more.

• Development Capital —Debt financing 

  Investissement Québec
  Debt financing up to $100 million to acquire a company in Quebec or abroad, for growth and productivity enhancements, and more.

• Environmental Solutions 

  Farm Credit Canada
  Get a pre-approved line of credit to make environmental upgrades to your farm.

• FIJE Fund 

  Centre d'Aide aux Entreprises Haute-Yamaska et région
  If you are a woman, a young person under 39 years of age or an immigrant, you may be eligible for a business loan of up to $50,000 at a rate of prime +3%.

• Farm Credit Canada — Loans and lending options 

  Farm Credit Canada
  You could access flexible financing options for your farming, agri-food or agribusiness operation.

• Financing for sustainable agri-food businesses (in French only)

  ​Fondaction
  If you are planning to grow your agri-food business, you could benefit from coaching and customized financing.

• Fonds Mosaïque (in French only)

  Filaction
  If you are a member of one of Quebec's cultural communities, you may be eligible for funding to start a business or run a business that has been in operation for less than five years.

• Fonds afro-entrepreneurs 

  ​Filaction​
  Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

• Fonds de développement des entreprises touristiques (in French only)

  ​Filaction
  Obtain a loan ranging from $50,000 to $500,000 for the realization of innovative projects that will improve the tourism offer in Quebec.

• Fonds de microcrédit agricole (in French only)

  ​MRC de la Vallée-du-Richelieu
  Get an interest-free loan to help you develop your farm business.

• Fonds de solidarité FTQ 

  ​Fonds de solidarité FTQ
  ​If your Quebec business is in a period of growth and profitability, you can use this fund to obtain personalized business solutions that meet your needs.

• Forestry Financing 

  La Financière agricole
  Get low interest rate loans and assistance resources for forestry projects.

• Futurpreneur Canada Newcomer Program 

  Futurpreneur Canada
  Get a loan of up to $25,000 to start a business in Canada, without having an established credit history.

• Investment fund for young farmers (in French only)

  Fonds d'investissement pour la relève agricole
  ​Are you an agricultural entrepreneur 39 years old or younger? You may be eligible for assistance to acquire or lease agricultural land with option to purchase.

• Nicolet-Yamaska Agri-Food Investment Fund (in French only)

  Service de développement économique de la MRC de Nicolet-Yamaska​
  You could receive financial assistance of up to $10,000 to start or expand your non-conventional-sized agri-food business.

• PME MTL – New Community Businesses 

  PME MTL
  Your new community-based venture may be eligible to receive $23,000 in loans and subsidies.

• PME MTL – PME MTL Fund 

  PME MTL
  Get a low-interest-rate loan of up to $300,000 to start or grow your business.

• PME MTL – Solidarity Fund 

  PME MTL
  Get a low interest rate loan of up to $100,000 to start or grow your business.

• Project Financing 

  Investissement Québec
  Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

• Quebec Business Transfer Fund 

  Centre de transfert d'entreprise du Québec
  Get specific business transfer funding to promote entrepreneurial growth and succession of existing businesses.

• Rise – Small Business Lending 

  Rise
  Get a loan of up to $10,000 to launch or grow a business at the prime rate + 2.5%, with an average term of 3 years, or a specific loan for youth entrepreneurs or for event planning.

• Women Entrepreneur Program 

  Farm Credit Canada
  Get access to financing, as well as resources designed specifically to help you develop your skills as you start or grow your business.

• Young Farmers 

  Farm Credit Canada
  Loans for agricultural producers under age 40 to start a farm or take it to the next level.

• Advance Payments Program (Agriculture) 

  Agriculture and Agri-Food Canada
  Get a low-interest, repayable cash advance of up to $1 million, with interest on the first $100,000 paid by the federal government. The advance covers 50% of the expected market value of the agricultural products you will produce or have in storage for the program year.

• Apollo13 startup support program (in French only)

  ​Apollo 13
  Do you have an entrepreneurial idea to put into action or a desire to grow your business? The Apollo13 support program may be right for you.​

• BDC - Business loans 

  Business Development Bank of Canada
  ​You could get money to help you start or grow your business.

• BDC - Wholesale Financing 

  Business Development Bank of Canada
  Your small to medium-sized financing or lease company could access expanded financing options to provide vehicle and equipment loan or lease contracts.

• BDC Capital 

  ​Business Development Bank of Canada
  Access a wide range of specialized financing to match the various stages of your business' growth.

• BDC Capital — Growth & Transition Capital — Buying a business 

  Business Development Bank of Canada
  Get repayable financial support of up to $35 million to increase your working capital to buy a competitor's or supplier's business. You can also obtain guidance and support from a team of experienced professionals to help you find the optimal financing structure in order to raise more capital. There is 2 solutions depending on the clients needs.

• BDC Capital — Growth & Transition Capital — Working Capital 

  ​Business Development Bank of Canada
  Get repayable financial support of up to $35 millions to increase your working capital to fund your R&D, product and market development projects.

• BDC Capital — Growth Equity Partner 

  Business Development Bank of Canada
  Get financing and advice from growth equity partners to help grow your business in Canada and internationally. This support will be provided through partnerships, funding and access to potential growth capital.

• BDC Indigenous Entrepreneur Loan 

  Business Development Bank of Canada
  Purchase assets, start exporting, pay start-up or franchise fees and replenish working capital with a $350,000 loan if you have an existing businesses or $250,000 if you are a start-up.

• BDC Newcomer Entrepreneur 

  Business Development Bank of Canada
  If you are an immigrant who arrived in Canada within the past 3 years, you can get up to $50,000, along with expert advice, to start your own business.

• BDC Small Business Loan 

  Business Development Bank of Canada
  Apply online for a business loan of up to $100,000 with flexible repayment terms. Use this financing to supplement cash flow, improve operations, or cover expenses for your small business.

• BDC Start-up Financing 

  Business Development Bank of Canada
  Get up to $250,000 to help get your business off the ground, finance operations and replenish working capital spent on start-up costs, if you've been in business for at least a year.

• BDC Working Capital Term Loan 

  Business Development Bank of Canada
  Get a loan to complement your line of credit in order to boost inventory and take advantage of supplier discounts.

• BDC — Financing for tech companies 

  ​Business Development Bank of Canada
  Borrow money to help increase working capital, speed up customer acquisition and expand into new markets for your tech company.

• BMO for Black Entrepreneurs 

  ​BMO
  Get a loan of up to $250,000, tools, training and a business network to grow your majority Black Canadian owned business.

• Black Entrepreneurship Program – Black Entrepreneurship Loan Fund 

  ​Government of Canada
  Get a loan of up to $250,000 (including microloans in some cases) to help your for-profit, Black-led startup business or SME scale up and grow domestically and internationally.

• Black-Led Business Financing Program 

  ​Scotia Bank
  Get a loan of up to $250,000 to finance your capital expenditures or working capital.

• Collective entrepreneurship financing 

  Investissement Québec
  Loans covering up to 100% of the costs for most co-operative and not-for-profit business projects, starting at $50,000.

• Community Futures Program 

  Canada Economic Development for Quebec Regions
  Get funding for starting or growing a business in a rural or disadvantaged area of the province of Quebec.

• Crop Inputs 

  Farm Credit Canada
  Get credit at a crop input retailer to purchase the inputs you need and pay after you sell your crops.

• Créavenir 

  ​Desjardins​
  If you are under 35 years of age and starting a business or developing a business that is less than 3 years old, obtain financial assistance in the form of a line of credit of up to $15,000 at a preferential rate of 0.5% and a grant of up to $5000.

• Culture and Communications Investment Fund 

  Fonds d'investissement de la culture et des communications
  Quasi-equity loans for performing arts, publishing, audiovisual, recording, radio, television, multimedia and digital companies.

• EDC — Foreign Exchange Facility Guarantee 

  ​Export Development Canada
  Your EDC-approved financial institution or foreign exchange service provider will receive a 100% risk transfer solution on eligible foreign exchange contracts of up to 3 years, without you having to post collateral as payment assurance. This frees up your cash flow to take on more business and protect your profit margins.

• EDC — Performance Security Insurance 

  ​Export Development Canada
  Get insurance for up to 95% of your losses if a foreign customer wrongfully calls a letter of guarantee or if a call is triggered by you not being able to meet your obligations due to specific political risks. This protection helps you expand to new markets with the ability to provide letters of guarantee to secure contracts.

• EDC — Portfolio Credit Insurance 

  ​Export Development Canada
  Get coverage of up to 90% of your losses if your international customer can’t pay for an order, whether you are an occasional exporter or regular exporter.

• FCC Advancer Loan 

  Farm Credit Canada.
  Are your operations expanding? Do you need additional funds? The FCC Advancer could be of interest.

• FCC Credit Line 

  Farm Credit Canada
  ​Receive a pre-approved, renewable loan to help you meet your cash flow requirements and give you the working capital to pursue your activities.

• FIJE Fund 

  Centre d'Aide aux Entreprises Haute-Yamaska et région
  If you are a woman, a young person under 39 years of age or an immigrant, you may be eligible for a business loan of up to $50,000 at a rate of prime +3%.

• Farm Credit Canada — Loans and lending options 

  Farm Credit Canada
  You could access flexible financing options for your farming, agri-food or agribusiness operation.

• Financing for sustainable agri-food businesses (in French only)

  ​Fondaction
  If you are planning to grow your agri-food business, you could benefit from coaching and customized financing.

• Financing of Refundable Tax Credits 

  Investissement Québec
  If you're eligible for a refundable tax credit and need the funds to carry out your project right away, you can get a loan of up to 100% of the anticipated amount, starting at $50,000 for scientific research and experimental development (SR&ED) tax credits and at $20,000 for other tax credits.

• Financing program for cultural businesses 

  Société de développement des entreprises culturelles
  Loans, loan guarantees and capital investments for cultural businesses, as well as tax credit advances for film, books, sound productions and shows.

• Fonds Mosaïque (in French only)

  Filaction
  If you are a member of one of Quebec's cultural communities, you may be eligible for funding to start a business or run a business that has been in operation for less than five years.

• Fonds afro-entrepreneurs 

  ​Filaction​
  Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

• Fonds de microcrédit agricole (in French only)

  ​MRC de la Vallée-du-Richelieu
  Get an interest-free loan to help you develop your farm business.

• Innovative Manufacturer Financing [PDF](in French only)

  ​Investissement Québec
  ​Small and medium manufacturers in Quebec can get financing to help create new processes, integrate new technologies, and increase productivity.

• Le Fonds YUL / 375 idées (in French only)

  ​Jeune chambre de commerce de Montréal
  ​Are you a Montreal entrepreneur between the ages of 18 and 40? If so, you can receive a loan to start or grow your business.

• Nicolet-Yamaska Agri-Food Investment Fund (in French only)

  Service de développement économique de la MRC de Nicolet-Yamaska​
  You could receive financial assistance of up to $10,000 to start or expand your non-conventional-sized agri-food business.

• PME MTL – PME MTL Fund 

  PME MTL
  Get a low-interest-rate loan of up to $300,000 to start or grow your business.

• PME MTL – Solidarity Fund 

  PME MTL
  Get a low interest rate loan of up to $100,000 to start or grow your business.

• Project Financing 

  Investissement Québec
  Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

• RBC Black Entrepreneur Program 

  ​Royal Bank of Canada
  Get financing and expert advice to drive economic growth and wealth creation for your business.

• Rise – Small Business Lending 

  Rise
  Get a loan of up to $10,000 to launch or grow a business at the prime rate + 2.5%, with an average term of 3 years, or a specific loan for youth entrepreneurs or for event planning.

• SOCCA — Term loan for Indigenous businesses 

  Native Commercial Credit Corporation
  If your First Nations business is looking to start-up, expand, acquire a new business, you can get a competitive term loan to help cover up to 70% of the costs, so long as you can contribute at least 10% of the costs yourself.

• Tax credits for production of multimedia titles 

  Investissement Québec
  Refundable tax credit for multimedia producers may amount to 37.5% of eligible labour expenditures.

• Women Entrepreneur Program 

  Farm Credit Canada
  Get access to financing, as well as resources designed specifically to help you develop your skills as you start or grow your business.

• Agribusiness and Agrifood Young Entrepreneurs 

  Farm Credit Canada
  If you are under 40 years old, get a loan of up to $1 million to launch a new business or to take your operations to the next level.

• Apollo13 startup support program (in French only)

  ​Apollo 13
  Do you have an entrepreneurial idea to put into action or a desire to grow your business? The Apollo13 support program may be right for you.​

• BDC - Business loans 

  Business Development Bank of Canada
  ​You could get money to help you start or grow your business.

• BDC Capital 

  ​Business Development Bank of Canada
  Access a wide range of specialized financing to match the various stages of your business' growth.

• BDC Capital — Growth Equity Partner 

  Business Development Bank of Canada
  Get financing and advice from growth equity partners to help grow your business in Canada and internationally. This support will be provided through partnerships, funding and access to potential growth capital.

• BDC — Financing for tech companies 

  ​Business Development Bank of Canada
  Borrow money to help increase working capital, speed up customer acquisition and expand into new markets for your tech company.

• Black Entrepreneurship Program – Black Entrepreneurship Loan Fund 

  ​Government of Canada
  Get a loan of up to $250,000 (including microloans in some cases) to help your for-profit, Black-led startup business or SME scale up and grow domestically and internationally.

• Community Futures Program 

  Canada Economic Development for Quebec Regions
  Get funding for starting or growing a business in a rural or disadvantaged area of the province of Quebec.

• Créavenir 

  ​Desjardins​
  If you are under 35 years of age and starting a business or developing a business that is less than 3 years old, obtain financial assistance in the form of a line of credit of up to $15,000 at a preferential rate of 0.5% and a grant of up to $5000.

• Culture and Communications Investment Fund 

  Fonds d'investissement de la culture et des communications
  Quasi-equity loans for performing arts, publishing, audiovisual, recording, radio, television, multimedia and digital companies.

• Farm Credit Canada — Loans and lending options 

  Farm Credit Canada
  You could access flexible financing options for your farming, agri-food or agribusiness operation.

• Financing for sustainable agri-food businesses (in French only)

  ​Fondaction
  If you are planning to grow your agri-food business, you could benefit from coaching and customized financing.

• Fonds afro-entrepreneurs 

  ​Filaction​
  Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

• Fonds de microcrédit agricole (in French only)

  ​MRC de la Vallée-du-Richelieu
  Get an interest-free loan to help you develop your farm business.

• Fonds de solidarité FTQ 

  ​Fonds de solidarité FTQ
  ​If your Quebec business is in a period of growth and profitability, you can use this fund to obtain personalized business solutions that meet your needs.

• Le Fonds YUL / 375 idées (in French only)

  ​Jeune chambre de commerce de Montréal
  ​Are you a Montreal entrepreneur between the ages of 18 and 40? If so, you can receive a loan to start or grow your business.

• Nicolet-Yamaska Agri-Food Investment Fund (in French only)

  Service de développement économique de la MRC de Nicolet-Yamaska​
  You could receive financial assistance of up to $10,000 to start or expand your non-conventional-sized agri-food business.

• PME MTL – PME MTL Fund 

  PME MTL
  Get a low-interest-rate loan of up to $300,000 to start or grow your business.

• Project Financing 

  Investissement Québec
  Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

• RBC Black Entrepreneur Program 

  ​Royal Bank of Canada
  Get financing and expert advice to drive economic growth and wealth creation for your business.

• SOCCA — Term loan for Indigenous businesses 

  Native Commercial Credit Corporation
  If your First Nations business is looking to start-up, expand, acquire a new business, you can get a competitive term loan to help cover up to 70% of the costs, so long as you can contribute at least 10% of the costs yourself.

• Shopify Capital Funding 

  ​Shopify Capital
  ​Are you a Shopify merchant? If you are, you could receive a loan of up to $500,000 from Shopify.

• Women Entrepreneur Program 

  Farm Credit Canada
  Get access to financing, as well as resources designed specifically to help you develop your skills as you start or grow your business.

• AgriInnovate Program 

  Government of Canada, Agriculture and Agri-Food Canada
  Get up to $5 million in repayable contributions to cover 50% of the cost of projects that aim to accelerate demonstration, commercialization and/or adoption of innovative products, technologies, processes or services that increase agri-sector competitiveness and sustainability.

• Apollo13 startup support program (in French only)

  ​Apollo 13
  Do you have an entrepreneurial idea to put into action or a desire to grow your business? The Apollo13 support program may be right for you.​

• BDC - Business loans 

  Business Development Bank of Canada
  ​You could get money to help you start or grow your business.

• BDC Capital — Growth Equity Partner 

  Business Development Bank of Canada
  Get financing and advice from growth equity partners to help grow your business in Canada and internationally. This support will be provided through partnerships, funding and access to potential growth capital.

• Community Futures Program 

  Canada Economic Development for Quebec Regions
  Get funding for starting or growing a business in a rural or disadvantaged area of the province of Quebec.

• Créavenir 

  ​Desjardins​
  If you are under 35 years of age and starting a business or developing a business that is less than 3 years old, obtain financial assistance in the form of a line of credit of up to $15,000 at a preferential rate of 0.5% and a grant of up to $5000.

• Culture and Communications Investment Fund 

  Fonds d'investissement de la culture et des communications
  Quasi-equity loans for performing arts, publishing, audiovisual, recording, radio, television, multimedia and digital companies.

• FCC Advancer Loan 

  Farm Credit Canada.
  Are your operations expanding? Do you need additional funds? The FCC Advancer could be of interest.

• Farm Credit Canada — Loans and lending options 

  Farm Credit Canada
  You could access flexible financing options for your farming, agri-food or agribusiness operation.

• Financing for sustainable agri-food businesses (in French only)

  ​Fondaction
  If you are planning to grow your agri-food business, you could benefit from coaching and customized financing.

• Fonds Mosaïque (in French only)

  Filaction
  If you are a member of one of Quebec's cultural communities, you may be eligible for funding to start a business or run a business that has been in operation for less than five years.

• Fonds afro-entrepreneurs 

  ​Filaction​
  Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

• Fonds de développement des entreprises touristiques (in French only)

  ​Filaction
  Obtain a loan ranging from $50,000 to $500,000 for the realization of innovative projects that will improve the tourism offer in Quebec.

• Fonds de microcrédit agricole (in French only)

  ​MRC de la Vallée-du-Richelieu
  Get an interest-free loan to help you develop your farm business.

• Innovative Manufacturer Financing [PDF](in French only)

  ​Investissement Québec
  ​Small and medium manufacturers in Quebec can get financing to help create new processes, integrate new technologies, and increase productivity.

• Le Fonds YUL / 375 idées (in French only)

  ​Jeune chambre de commerce de Montréal
  ​Are you a Montreal entrepreneur between the ages of 18 and 40? If so, you can receive a loan to start or grow your business.

• Project Financing 

  Investissement Québec
  Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

• Women Entrepreneur Program 

  Farm Credit Canada
  Get access to financing, as well as resources designed specifically to help you develop your skills as you start or grow your business.

• Agribusiness and Agrifood Young Entrepreneurs 

  Farm Credit Canada
  If you are under 40 years old, get a loan of up to $1 million to launch a new business or to take your operations to the next level.

• Anges Québec Capital Fund 

  Anges Québec
  Investments of up to $4 million for innovative companies with high growth potential and a competitive advantage.

• Apollo13 startup support program (in French only)

  ​Apollo 13
  Do you have an entrepreneurial idea to put into action or a desire to grow your business? The Apollo13 support program may be right for you.​

• BDC - Business loans 

  Business Development Bank of Canada
  ​You could get money to help you start or grow your business.

• BDC Business Transition Loan 

  Business Development Bank of Canada
  Get a repayable loan with terms tailored to your business if you are thinking of buying a company, making a merger or acquiring a competitor in order to expand your operations.

• BDC Buying a Business Loan 

  Business Development Bank of Canada
  Get an asset-based loan to acquire an existing business or the business of a competitor or supplier.

• BDC Indigenous Entrepreneur Loan 

  Business Development Bank of Canada
  Purchase assets, start exporting, pay start-up or franchise fees and replenish working capital with a $350,000 loan if you have an existing businesses or $250,000 if you are a start-up.

• BDC Newcomer Entrepreneur 

  Business Development Bank of Canada
  If you are an immigrant who arrived in Canada within the past 3 years, you can get up to $50,000, along with expert advice, to start your own business.

• BDC Small Business Loan 

  Business Development Bank of Canada
  Apply online for a business loan of up to $100,000 with flexible repayment terms. Use this financing to supplement cash flow, improve operations, or cover expenses for your small business.

• BDC Start-up Financing 

  Business Development Bank of Canada
  Get up to $250,000 to help get your business off the ground, finance operations and replenish working capital spent on start-up costs, if you've been in business for at least a year.

• Black Entrepreneur Startup Program 

  ​Futurpreneur
  ​Are you a black entrepreneur under the age of 40? Receive a loan, mentorship, and resources to launch your business.

• Business succession 

  ​Fonds de solidarité FTQ
  ​Get coaching and financing to help you buy or sell a business.

• Canadian Agricultural Loans Act program 

  Agriculture and Agri-Food Canada
  Get a loan of up to $500,000 to establish, improve and develop your farm—or up to $3 million for your co-operative to process, distribute and market agricultural goods.

• Chantier de l'économie sociale Trust 

  Chantier de l'économie sociale Trust
  Get a trust loan between $50,000 and $1.5 million, with no principal repayment requirement for 15 years, to finance costs directly related to the acquisition, construction, or renovation of real estate assets such as land, a building, a warehouse, etc.

• Community Futures Program 

  Canada Economic Development for Quebec Regions
  Get funding for starting or growing a business in a rural or disadvantaged area of the province of Quebec.

• Créavenir 

  ​Desjardins​
  If you are under 35 years of age and starting a business or developing a business that is less than 3 years old, obtain financial assistance in the form of a line of credit of up to $15,000 at a preferential rate of 0.5% and a grant of up to $5000.

• Culture and Communications Investment Fund 

  Fonds d'investissement de la culture et des communications
  Quasi-equity loans for performing arts, publishing, audiovisual, recording, radio, television, multimedia and digital companies.

• Development Capital — Equity financing 

  Investissement Québec
  Developmental capital of $5 million or more (20% to 30% of shares) to acquire a company in Quebec or abroad, for growth and productivity enhancements, and more.

• Development Capital —Debt financing 

  Investissement Québec
  Debt financing up to $100 million to acquire a company in Quebec or abroad, for growth and productivity enhancements, and more.

• Evol — Conventional start-up loan 

  ​Evol
  Get a loan ranging from $20,000 to $75,000 for your new business start-up projects (0 to 2 years).

• FIJE Fund 

  Centre d'Aide aux Entreprises Haute-Yamaska et région
  If you are a woman, a young person under 39 years of age or an immigrant, you may be eligible for a business loan of up to $50,000 at a rate of prime +3%.

• Farm Credit Canada — Loans and lending options 

  Farm Credit Canada
  You could access flexible financing options for your farming, agri-food or agribusiness operation.

• Farm Transfer Transition Loans 

  Farm Credit Canada
  Access loans to help the transition of a farm from seller to buyer, including for intergenerational farm transfers.

• Fonds Jeunes Promoteurs (JP) - Beauce (in French only)

  ​Conseil économique de Beauce
  Get a loan of up to $10,000 to help you buy or start your first business.

• Fonds Jeunes Promoteurs (JP) - Côte-de-Beaupré (in French only)

  ​Développement Côte-de-Beaupré
  Get a loan of up to $10,000 to help you buy or start your first business.

• Fonds Jeunes Promoteurs (JP) - MRC Les Moulins (in French only)

  MRC Les Moulins
  Get a loan of up to $10,000 to help you buy or start your first business.

• Fonds Jeunes Promoteurs (JP) - MRC Papineau (in French only)

  ​MRC Papineau
  Get a loan of up to $10,000 to help you buy or start your first business.

• Fonds Jeunes Promoteurs (JP) - MRC d'Abitibi-Ouest [PDF](in French only)

  MRC d'Abitibi-Ouest
  Get a loan of up to $10,000 to help you buy or start your first business.

• Fonds Jeunes Promoteurs (JP) - MRC d'Arthabaska (in French only)

  MRC d'Arthabaska
  Get a loan of up to $10,000 to help you buy or start your first business.

• Fonds Jeunes Promoteurs (JP) - MRC de Bellechasse (in French only)

  ​MRC de Bellechasse
  Get a loan of up to $10,000 to help you buy or start your first business.

• Fonds Jeunes Promoteurs (JP) - MRC de Maskinongé (in French only)

  ​MRC de Maskinongé
  Get a loan of up to $10,000 to help you buy or start your first business.

• Fonds Jeunes Promoteurs (JP) - MRC de Témiscouata (in French only)

  ​MRC de Témiscouata
  Get a loan of up to $10,000 to help you buy or start your first business.

• Fonds Jeunes Promoteurs (JP) - MRC de l'île d'Orléans (in French only)

  MRC de l'Île d'Orléans
  Get a loan of up to $10,000 to help you buy or start your first business.

• Fonds Jeunes Promoteurs (JP) - MRC de la Jacques-Cartier (in French only)

  ​MRC de la Jacques-Cartier
  Get a loan of up to $10,000 to help you buy or start your first business.

• Fonds Mosaïque (in French only)

  Filaction
  If you are a member of one of Quebec's cultural communities, you may be eligible for funding to start a business or run a business that has been in operation for less than five years.

• Fonds de développement des entreprises touristiques (in French only)

  ​Filaction
  Obtain a loan ranging from $50,000 to $500,000 for the realization of innovative projects that will improve the tourism offer in Quebec.

• Fonds de microcrédit agricole (in French only)

  ​MRC de la Vallée-du-Richelieu
  Get an interest-free loan to help you develop your farm business.

• Forestry Financing 

  La Financière agricole
  Get low interest rate loans and assistance resources for forestry projects.

• Futurpreneur Canada Indigenous Program 

  Futurpreneur Canada
  Get a collateral-free loan of up to $60,000, along with 2 years of expert business mentoring and resources to get your startup off the ground if you're an Indigenous person 18–39 years old.

• Futurpreneur Canada Newcomer Program 

  Futurpreneur Canada
  Get a loan of up to $25,000 to start a business in Canada, without having an established credit history.

• Futurpreneur Canada Side Hustle 

  Futurpreneur Canada
  If you're a young professional (18 to 39 years old) with a full-time job, you can get up to $15,000 and mentoring to launch or grow a side business.

• Futurpreneur Canada Start-Up Program 

  Futurpreneur Canada
  Get a collateral-free loan of up to $60,000, along with 2 years of expert business mentoring to get your startup off the ground if you're 18–39 years old.

• Impulsion PME 

  ​Investissement Québec
  Investment for start-up of young innovative businesses with growth potential located in Quebec region.

• Investment fund for young farmers (in French only)

  Fonds d'investissement pour la relève agricole
  ​Are you an agricultural entrepreneur 39 years old or younger? You may be eligible for assistance to acquire or lease agricultural land with option to purchase.

• Le Fonds YUL / 375 idées (in French only)

  ​Jeune chambre de commerce de Montréal
  ​Are you a Montreal entrepreneur between the ages of 18 and 40? If so, you can receive a loan to start or grow your business.

• Local investment fund 

  Ministère de l'Économie et de l'Innovation
  Loans and loan guarantees to start or expand a business, or purchase at least 25% of an existing business, in Quebec.

• MicroEntreprendre 

  MicroEntreprendre
  Quebec entrepreneurs who are unable to obtain financing in conventional financing networks can obtain loans of $2 000 to $20,000 and support.

• Nicolet-Yamaska Agri-Food Investment Fund (in French only)

  Service de développement économique de la MRC de Nicolet-Yamaska​
  You could receive financial assistance of up to $10,000 to start or expand your non-conventional-sized agri-food business.

• PME MTL – New Community Businesses 

  PME MTL
  Your new community-based venture may be eligible to receive $23,000 in loans and subsidies.

• PME MTL – PME MTL Fund 

  PME MTL
  Get a low-interest-rate loan of up to $300,000 to start or grow your business.

• PME MTL – Solidarity Fund 

  PME MTL
  Get a low interest rate loan of up to $100,000 to start or grow your business.

• ProMontreal entrepreneurs (PME) Fund 

  Agence Ometz
  You are a young entrepreneur and a member of the Jewish community? You could get $50,000 to start or run your business in Montreal.

• Project Financing 

  Investissement Québec
  Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

• Quebec Business Transfer Fund 

  Centre de transfert d'entreprise du Québec
  Get specific business transfer funding to promote entrepreneurial growth and succession of existing businesses.

• Rise – Small Business Lending 

  Rise
  Get a loan of up to $10,000 to launch or grow a business at the prime rate + 2.5%, with an average term of 3 years, or a specific loan for youth entrepreneurs or for event planning.

• SOCCA — Term loan for Indigenous businesses 

  Native Commercial Credit Corporation
  If your First Nations business is looking to start-up, expand, acquire a new business, you can get a competitive term loan to help cover up to 70% of the costs, so long as you can contribute at least 10% of the costs yourself.

• Société d’Investissement Jeunesse Loan Program (in French only)

  société d'investissement jeunesse
  ​Are you aged 18 to 40 and the owner of an innovative technology business? You could receive a loan of up to $150,000.

• Women Entrepreneur Program 

  Farm Credit Canada
  Get access to financing, as well as resources designed specifically to help you develop your skills as you start or grow your business.

• Young Farmers 

  Farm Credit Canada
  Loans for agricultural producers under age 40 to start a farm or take it to the next level.

• AgriInnovate Program 

  Government of Canada, Agriculture and Agri-Food Canada
  Get up to $5 million in repayable contributions to cover 50% of the cost of projects that aim to accelerate demonstration, commercialization and/or adoption of innovative products, technologies, processes or services that increase agri-sector competitiveness and sustainability.

• Apollo13 startup support program (in French only)

  ​Apollo 13
  Do you have an entrepreneurial idea to put into action or a desire to grow your business? The Apollo13 support program may be right for you.​

• BDC - Business loans 

  Business Development Bank of Canada
  ​You could get money to help you start or grow your business.

• BDC Capital — Growth Equity Partner 

  Business Development Bank of Canada
  Get financing and advice from growth equity partners to help grow your business in Canada and internationally. This support will be provided through partnerships, funding and access to potential growth capital.

• BDC Indigenous Entrepreneur Loan 

  Business Development Bank of Canada
  Purchase assets, start exporting, pay start-up or franchise fees and replenish working capital with a $350,000 loan if you have an existing businesses or $250,000 if you are a start-up.

• BDC Newcomer Entrepreneur 

  Business Development Bank of Canada
  If you are an immigrant who arrived in Canada within the past 3 years, you can get up to $50,000, along with expert advice, to start your own business.

• BDC Small Business Loan 

  Business Development Bank of Canada
  Apply online for a business loan of up to $100,000 with flexible repayment terms. Use this financing to supplement cash flow, improve operations, or cover expenses for your small business.

• BDC Working Capital Term Loan 

  Business Development Bank of Canada
  Get a loan to complement your line of credit in order to boost inventory and take advantage of supplier discounts.

• CED Jobs and Growth Fund — For profit 

  ​Canada Economic Development for Quebec Regions
  If your business is working on a project to transition to a green economy, foster an inclusive recovery, become more competitive and create jobs for Canadians, you could get an interest-free, repayable contribution for up to 50% of the project’s costs.

• Chantier de l'économie sociale Trust 

  Chantier de l'économie sociale Trust
  Get a trust loan between $50,000 and $1.5 million, with no principal repayment requirement for 15 years, to finance costs directly related to the acquisition, construction, or renovation of real estate assets such as land, a building, a warehouse, etc.

• Créavenir 

  ​Desjardins​
  If you are under 35 years of age and starting a business or developing a business that is less than 3 years old, obtain financial assistance in the form of a line of credit of up to $15,000 at a preferential rate of 0.5% and a grant of up to $5000.

• Culture and Communications Investment Fund 

  Fonds d'investissement de la culture et des communications
  Quasi-equity loans for performing arts, publishing, audiovisual, recording, radio, television, multimedia and digital companies.

• Farm Credit Canada — Loans and lending options 

  Farm Credit Canada
  You could access flexible financing options for your farming, agri-food or agribusiness operation.

• Fonds afro-entrepreneurs 

  ​Filaction​
  Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

• Fonds de microcrédit agricole (in French only)

  ​MRC de la Vallée-du-Richelieu
  Get an interest-free loan to help you develop your farm business.

• Foreign Credential Recognition Loan (PRTCE) 

  Microcrédit Montréal and Le Moulin Microcrédits
  If you are a foreign-trained or foreign-graduated student and are experiencing financial difficulties related to the process of having your degree and professional qualifications recognized in Quebec, you may be eligible for a loan of up to $15,000.

• Innovative Manufacturer Financing [PDF](in French only)

  ​Investissement Québec
  ​Small and medium manufacturers in Quebec can get financing to help create new processes, integrate new technologies, and increase productivity.

• Loans for internationally trained professionals 

  Microcrédit Montréal
  Receive funding of up to $15,000 to cover the costs of your professional certification.

• PME MTL – PME MTL Fund 

  PME MTL
  Get a low-interest-rate loan of up to $300,000 to start or grow your business.

• PME MTL – Solidarity Fund 

  PME MTL
  Get a low interest rate loan of up to $100,000 to start or grow your business.

• Tax credits for production of multimedia titles 

  Investissement Québec
  Refundable tax credit for multimedia producers may amount to 37.5% of eligible labour expenditures.

• Women Entrepreneur Program 

  Farm Credit Canada
  Get access to financing, as well as resources designed specifically to help you develop your skills as you start or grow your business.

• BDC - Business loans 

  Business Development Bank of Canada
  ​You could get money to help you start or grow your business.

• BDC Capital 

  ​Business Development Bank of Canada
  Access a wide range of specialized financing to match the various stages of your business' growth.

• BDC Capital — Growth Equity Partner 

  Business Development Bank of Canada
  Get financing and advice from growth equity partners to help grow your business in Canada and internationally. This support will be provided through partnerships, funding and access to potential growth capital.

• BDC Indigenous Entrepreneur Loan 

  Business Development Bank of Canada
  Purchase assets, start exporting, pay start-up or franchise fees and replenish working capital with a $350,000 loan if you have an existing businesses or $250,000 if you are a start-up.

• BDC Small Business Loan 

  Business Development Bank of Canada
  Apply online for a business loan of up to $100,000 with flexible repayment terms. Use this financing to supplement cash flow, improve operations, or cover expenses for your small business.

• BDC Working Capital Term Loan 

  Business Development Bank of Canada
  Get a loan to complement your line of credit in order to boost inventory and take advantage of supplier discounts.

• BDC — Financing for tech companies 

  ​Business Development Bank of Canada
  Borrow money to help increase working capital, speed up customer acquisition and expand into new markets for your tech company.

• Collective entrepreneurship financing 

  Investissement Québec
  Loans covering up to 100% of the costs for most co-operative and not-for-profit business projects, starting at $50,000.

• Community Futures Program 

  Canada Economic Development for Quebec Regions
  Get funding for starting or growing a business in a rural or disadvantaged area of the province of Quebec.

• Culture and Communications Investment Fund 

  Fonds d'investissement de la culture et des communications
  Quasi-equity loans for performing arts, publishing, audiovisual, recording, radio, television, multimedia and digital companies.

• EDC — Foreign Exchange Facility Guarantee 

  ​Export Development Canada
  Your EDC-approved financial institution or foreign exchange service provider will receive a 100% risk transfer solution on eligible foreign exchange contracts of up to 3 years, without you having to post collateral as payment assurance. This frees up your cash flow to take on more business and protect your profit margins.

• EDC — Performance Security Insurance 

  ​Export Development Canada
  Get insurance for up to 95% of your losses if a foreign customer wrongfully calls a letter of guarantee or if a call is triggered by you not being able to meet your obligations due to specific political risks. This protection helps you expand to new markets with the ability to provide letters of guarantee to secure contracts.

• EDC — Portfolio Credit Insurance 

  ​Export Development Canada
  Get coverage of up to 90% of your losses if your international customer can’t pay for an order, whether you are an occasional exporter or regular exporter.

• EDC — Women in Trade Investments Program 

  Export Development Canada
  Get equity capital for your high-revenue, women-led business in the form of direct investment or venture capital funds, to grow and scale to new markets.

• Export and cultural visibility support program 

  Société de développement des entreprises culturelles
  Funding in varying amounts for activities relating to the export of Quebec cultural products, in the form of non-repayable or partially repayable grants.

• Farm Credit Canada — Loans and lending options 

  Farm Credit Canada
  You could access flexible financing options for your farming, agri-food or agribusiness operation.

• FinDev Canada Financing and Investment 

  FinDev Canada
  Direct loans, loan guarantees, structured project financing and investments are available for companies operating in developing countries that bring sustainable social and economic benefits to local communities.

• Fonds afro-entrepreneurs 

  ​Filaction​
  Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

• Fonds de microcrédit agricole (in French only)

  ​MRC de la Vallée-du-Richelieu
  Get an interest-free loan to help you develop your farm business.

• Fonds de solidarité FTQ 

  ​Fonds de solidarité FTQ
  ​If your Quebec business is in a period of growth and profitability, you can use this fund to obtain personalized business solutions that meet your needs.

• Project Financing 

  Investissement Québec
  Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

• AgriInnovate Program 

  Government of Canada, Agriculture and Agri-Food Canada
  Get up to $5 million in repayable contributions to cover 50% of the cost of projects that aim to accelerate demonstration, commercialization and/or adoption of innovative products, technologies, processes or services that increase agri-sector competitiveness and sustainability.

• BDC - Business loans 

  Business Development Bank of Canada
  ​You could get money to help you start or grow your business.

• BDC Capital — Growth Equity Partner 

  Business Development Bank of Canada
  Get financing and advice from growth equity partners to help grow your business in Canada and internationally. This support will be provided through partnerships, funding and access to potential growth capital.

• Canadian Agricultural Loans Act program 

  Agriculture and Agri-Food Canada
  Get a loan of up to $500,000 to establish, improve and develop your farm—or up to $3 million for your co-operative to process, distribute and market agricultural goods.

• Farm Credit Canada — Loans and lending options 

  Farm Credit Canada
  You could access flexible financing options for your farming, agri-food or agribusiness operation.

• Fonds afro-entrepreneurs 

  ​Filaction​
  Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

• Fonds de microcrédit agricole (in French only)

  ​MRC de la Vallée-du-Richelieu
  Get an interest-free loan to help you develop your farm business.

• AgriInnovate Program 

  Government of Canada, Agriculture and Agri-Food Canada
  Get up to $5 million in repayable contributions to cover 50% of the cost of projects that aim to accelerate demonstration, commercialization and/or adoption of innovative products, technologies, processes or services that increase agri-sector competitiveness and sustainability.

• Apollo13 startup support program (in French only)

  ​Apollo 13
  Do you have an entrepreneurial idea to put into action or a desire to grow your business? The Apollo13 support program may be right for you.​

• BDC - Business loans 

  Business Development Bank of Canada
  ​You could get money to help you start or grow your business.

• BDC Capital 

  ​Business Development Bank of Canada
  Access a wide range of specialized financing to match the various stages of your business' growth.

• BDC Capital — Growth Equity Partner 

  Business Development Bank of Canada
  Get financing and advice from growth equity partners to help grow your business in Canada and internationally. This support will be provided through partnerships, funding and access to potential growth capital.

• BDC — Canada Digital Adoption Program (CDAP) 

  Business Development Bank of Canada
  Get a loan of up to $100,000 to help small and medium sized enterprises adopt digital technologies to increase their competitiveness.

• Biomass Energy Fund (in French only)

  ​Fondaction
  ​You could benefit from support and funding for a heating project that uses residual forest biomass.

• CED Jobs and Growth Fund — For profit 

  ​Canada Economic Development for Quebec Regions
  If your business is working on a project to transition to a green economy, foster an inclusive recovery, become more competitive and create jobs for Canadians, you could get an interest-free, repayable contribution for up to 50% of the project’s costs.

• Farm Credit Canada — Loans and lending options 

  Farm Credit Canada
  You could access flexible financing options for your farming, agri-food or agribusiness operation.

• Financing for sustainable agri-food businesses (in French only)

  ​Fondaction
  If you are planning to grow your agri-food business, you could benefit from coaching and customized financing.

• Fonds de développement des entreprises touristiques (in French only)

  ​Filaction
  Obtain a loan ranging from $50,000 to $500,000 for the realization of innovative projects that will improve the tourism offer in Quebec.

• Fonds de microcrédit agricole (in French only)

  ​MRC de la Vallée-du-Richelieu
  Get an interest-free loan to help you develop your farm business.

• Productivity innovation – Financing (in French only)

  ​Investissement Québec
  ​Do you have a Quebec business and want to introduce innovative initiatives to drive competitiveness and accelerate growth? You could receive financial aid from Investissement Québec to implement them.

• Solunov 

  ​Fonds de solidarité FTQ
  ​If you would like to implement an innovative solution into your business, you could benefit from coaching assistance as well as funding.

• AgriInnovate Program 

  Government of Canada, Agriculture and Agri-Food Canada
  Get up to $5 million in repayable contributions to cover 50% of the cost of projects that aim to accelerate demonstration, commercialization and/or adoption of innovative products, technologies, processes or services that increase agri-sector competitiveness and sustainability.

• Anges Québec Capital Fund 

  Anges Québec
  Investments of up to $4 million for innovative companies with high growth potential and a competitive advantage.

• Apollo13 startup support program (in French only)

  ​Apollo 13
  Do you have an entrepreneurial idea to put into action or a desire to grow your business? The Apollo13 support program may be right for you.​

• BDC - Business loans 

  Business Development Bank of Canada
  ​You could get money to help you start or grow your business.

• BDC Buying a Business Loan 

  Business Development Bank of Canada
  Get an asset-based loan to acquire an existing business or the business of a competitor or supplier.

• BDC Capital 

  ​Business Development Bank of Canada
  Access a wide range of specialized financing to match the various stages of your business' growth.

• BDC Capital — Growth & Transition Capital — Working Capital 

  ​Business Development Bank of Canada
  Get repayable financial support of up to $35 millions to increase your working capital to fund your R&D, product and market development projects.

• BDC Capital — Growth Equity Partner 

  Business Development Bank of Canada
  Get financing and advice from growth equity partners to help grow your business in Canada and internationally. This support will be provided through partnerships, funding and access to potential growth capital.

• BDC Commercial real estate financing 

  Business Development Bank of Canada
  Get a long-term loan with terms of up to 25 years to purchase land or buildings, construct or expand premises, or replenish working capital depleted by real estate costs.

• BDC Indigenous Entrepreneur Loan 

  Business Development Bank of Canada
  Purchase assets, start exporting, pay start-up or franchise fees and replenish working capital with a $350,000 loan if you have an existing businesses or $250,000 if you are a start-up.

• BDC Newcomer Entrepreneur 

  Business Development Bank of Canada
  If you are an immigrant who arrived in Canada within the past 3 years, you can get up to $50,000, along with expert advice, to start your own business.

• BDC Small Business Loan 

  Business Development Bank of Canada
  Apply online for a business loan of up to $100,000 with flexible repayment terms. Use this financing to supplement cash flow, improve operations, or cover expenses for your small business.

• BDC Technology Financing 

  Business Development Bank of Canada
  Get a loan with flexible repayment terms to cover up to 100% of the cost of investing in information and communications technology such as hardware, software and related consulting services.

• BDC Working Capital Term Loan 

  Business Development Bank of Canada
  Get a loan to complement your line of credit in order to boost inventory and take advantage of supplier discounts.

• BDC — Equipment Purchase Financing 

  Business Development Bank of Canada
  Get a loan to cover up to 100% of the purchase cost of new or used equipment for your business.

• Community Futures Program 

  Canada Economic Development for Quebec Regions
  Get funding for starting or growing a business in a rural or disadvantaged area of the province of Quebec.

• Compétivert — Funding Solution 

  ​Investissement Québec
  Get a term loan and guarantee starting at $50,000 to increase productivity by financing your green projects.

• Culture and Communications Investment Fund 

  Fonds d'investissement de la culture et des communications
  Quasi-equity loans for performing arts, publishing, audiovisual, recording, radio, television, multimedia and digital companies.

• Farm Credit Canada — Loans and lending options 

  Farm Credit Canada
  You could access flexible financing options for your farming, agri-food or agribusiness operation.

• FinDev Canada Financing and Investment 

  FinDev Canada
  Direct loans, loan guarantees, structured project financing and investments are available for companies operating in developing countries that bring sustainable social and economic benefits to local communities.

• Financing for sustainable agri-food businesses (in French only)

  ​Fondaction
  If you are planning to grow your agri-food business, you could benefit from coaching and customized financing.

• Financing of Refundable Tax Credits 

  Investissement Québec
  If you're eligible for a refundable tax credit and need the funds to carry out your project right away, you can get a loan of up to 100% of the anticipated amount, starting at $50,000 for scientific research and experimental development (SR&ED) tax credits and at $20,000 for other tax credits.

• Fonds afro-entrepreneurs 

  ​Filaction​
  Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

• Fonds de développement des entreprises touristiques (in French only)

  ​Filaction
  Obtain a loan ranging from $50,000 to $500,000 for the realization of innovative projects that will improve the tourism offer in Quebec.

• Fonds de microcrédit agricole (in French only)

  ​MRC de la Vallée-du-Richelieu
  Get an interest-free loan to help you develop your farm business.

• Futurpreneur Canada Newcomer Program 

  Futurpreneur Canada
  Get a loan of up to $25,000 to start a business in Canada, without having an established credit history.

• Futurpreneur Canada Side Hustle 

  Futurpreneur Canada
  If you're a young professional (18 to 39 years old) with a full-time job, you can get up to $15,000 and mentoring to launch or grow a side business.

• Futurpreneur Canada Start-Up Program 

  Futurpreneur Canada
  Get a collateral-free loan of up to $60,000, along with 2 years of expert business mentoring to get your startup off the ground if you're 18–39 years old.

• Impulsion PME 

  ​Investissement Québec
  Investment for start-up of young innovative businesses with growth potential located in Quebec region.

• Innovative Manufacturer Financing [PDF](in French only)

  ​Investissement Québec
  ​Small and medium manufacturers in Quebec can get financing to help create new processes, integrate new technologies, and increase productivity.

• Project Financing 

  Investissement Québec
  Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

• Proof-of-Concept Program 

  ​Natural Products Canada
  If you are a researcher, startup, or SME, get repayable financing of up to $100,000 to cover up to 50% of the costs of demonstrating the commercial viability of innovative natural products or technologies.

• Solunov 

  ​Fonds de solidarité FTQ
  ​If you would like to implement an innovative solution into your business, you could benefit from coaching assistance as well as funding.

• AgriInnovate Program 

  Government of Canada, Agriculture and Agri-Food Canada
  Get up to $5 million in repayable contributions to cover 50% of the cost of projects that aim to accelerate demonstration, commercialization and/or adoption of innovative products, technologies, processes or services that increase agri-sector competitiveness and sustainability.

• BDC - Business loans 

  Business Development Bank of Canada
  ​You could get money to help you start or grow your business.

• BDC Capital — Growth Equity Partner 

  Business Development Bank of Canada
  Get financing and advice from growth equity partners to help grow your business in Canada and internationally. This support will be provided through partnerships, funding and access to potential growth capital.

• BDC — Equipment Purchase Financing 

  Business Development Bank of Canada
  Get a loan to cover up to 100% of the purchase cost of new or used equipment for your business.

• Biomass Energy Fund (in French only)

  ​Fondaction
  ​You could benefit from support and funding for a heating project that uses residual forest biomass.

• CED Jobs and Growth Fund — For profit 

  ​Canada Economic Development for Quebec Regions
  If your business is working on a project to transition to a green economy, foster an inclusive recovery, become more competitive and create jobs for Canadians, you could get an interest-free, repayable contribution for up to 50% of the project’s costs.

• Compétivert — Funding Solution 

  ​Investissement Québec
  Get a term loan and guarantee starting at $50,000 to increase productivity by financing your green projects.

• Environmental Solutions 

  Farm Credit Canada
  Get a pre-approved line of credit to make environmental upgrades to your farm.

• Farm Credit Canada — Loans and lending options 

  Farm Credit Canada
  You could access flexible financing options for your farming, agri-food or agribusiness operation.

• Financing for sustainable agri-food businesses (in French only)

  ​Fondaction
  If you are planning to grow your agri-food business, you could benefit from coaching and customized financing.

• Fonds de microcrédit agricole (in French only)

  ​MRC de la Vallée-du-Richelieu
  Get an interest-free loan to help you develop your farm business.

• BDC Business Transition Loan 

  Business Development Bank of Canada
  Get a repayable loan with terms tailored to your business if you are thinking of buying a company, making a merger or acquiring a competitor in order to expand your operations.

• BDC Indigenous Entrepreneur Loan 

  Business Development Bank of Canada
  Purchase assets, start exporting, pay start-up or franchise fees and replenish working capital with a $350,000 loan if you have an existing businesses or $250,000 if you are a start-up.

• BDC Small Business Loan 

  Business Development Bank of Canada
  Apply online for a business loan of up to $100,000 with flexible repayment terms. Use this financing to supplement cash flow, improve operations, or cover expenses for your small business.

• Business succession 

  ​Fonds de solidarité FTQ
  ​Get coaching and financing to help you buy or sell a business.

• Farm Transfer Transition Loans 

  Farm Credit Canada
  Access loans to help the transition of a farm from seller to buyer, including for intergenerational farm transfers.

• Société d’Investissement Jeunesse Loan Program (in French only)

  société d'investissement jeunesse
  ​Are you aged 18 to 40 and the owner of an innovative technology business? You could receive a loan of up to $150,000.

You can also consult our other directories of financing programs.

You could also avail yourself of non-financial resources to succeed in your business venture.