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Advance Payments Program (Agriculture)
Agriculture and Agri-Food Canada
Get a low-interest, repayable cash advance of up to $1 million, with interest on the first $100,000 paid by the federal government. The advance covers 50% of the expected market value of the agricultural products you will produce or have in storage for the program year.
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Apollo13 startup support program (in French only)
Apollo 13
Do you have an entrepreneurial idea to put into action or a desire to grow your business? The Apollo13 support program may be right for you.
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BDC - Business loans
Business Development Bank of Canada
You could get money to help you start or grow your business.
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BDC - Wholesale Financing
Business Development Bank of Canada
Your small to medium-sized financing or lease company could access expanded financing options to provide vehicle and equipment loan or lease contracts.
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BDC Capital
Business Development Bank of Canada
Access a wide range of specialized financing to match the various stages of your business' growth.
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BDC Capital — Growth & Transition Capital — Buying a business
Business Development Bank of Canada
Get repayable financial support of up to $35 million to increase your working capital to buy a competitor's or supplier's business. You can also obtain guidance and support from a team of experienced professionals to help you find the optimal financing structure in order to raise more capital. There is 2 solutions depending on the clients needs.
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BDC Capital — Growth & Transition Capital — Working Capital
Business Development Bank of Canada
Get repayable financial support of up to $35 millions to increase your working capital to fund your R&D, product and market development projects.
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BDC Capital — Growth Equity Partner
Business Development Bank of Canada
Get financing and advice from growth equity partners to help grow your business in Canada and internationally. This support will be provided through partnerships, funding and access to potential growth capital.
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BDC Indigenous Entrepreneur Loan
Business Development Bank of Canada
Purchase assets, start exporting, pay start-up or franchise fees and replenish working capital with a $350,000 loan if you have an existing businesses or $250,000 if you are a start-up.
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BDC Newcomer Entrepreneur
Business Development Bank of Canada
If you are an immigrant who arrived in Canada within the past 3 years, you can get up to $50,000, along with expert advice, to start your own business.
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BDC Small Business Loan
Business Development Bank of Canada
Apply online for a business loan of up to $100,000 with flexible repayment terms. Use this financing to supplement cash flow, improve operations, or cover expenses for your small business.
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BDC Start-up Financing
Business Development Bank of Canada
Get up to $250,000 to help get your business off the ground, finance operations and replenish working capital spent on start-up costs, if you've been in business for at least a year.
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BDC Working Capital Term Loan
Business Development Bank of Canada
Get a loan to complement your line of credit in order to boost inventory and take advantage of supplier discounts.
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BMO for Black Entrepreneurs
BMO
Get a loan of up to $250,000, tools, training and a business network to grow your majority Black Canadian owned business.
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Black Entrepreneurship Program – Black Entrepreneurship Loan Fund
Government of Canada
Get a loan of up to $250,000 (including microloans in some cases) to help your for-profit, Black-led startup business or SME scale up and grow domestically and internationally.
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Black-Led Business Financing Program
Scotia Bank
Get a loan of up to $250,000 to finance your capital expenditures or working capital.
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Collective entrepreneurship financing
Investissement Québec
Loans covering up to 100% of the costs for most co-operative and not-for-profit business projects, starting at $50,000.
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Community Futures Program
Canada Economic Development for Quebec Regions
Get funding for starting or growing a business in a rural or disadvantaged area of the province of Quebec.
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Crop Inputs
Farm Credit Canada
Get credit at a crop input retailer to purchase the inputs you need and pay after you sell your crops.
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Créavenir
Desjardins
If you are under 35 years of age and starting a business or developing a business that is less than 3 years old, obtain financial assistance in the form of a line of credit of up to $15,000 at a preferential rate of 0.5% and a grant of up to $5000.
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EDC — Foreign Exchange Facility Guarantee
Export Development Canada
Your EDC-approved financial institution or foreign exchange service provider will receive a 100% risk transfer solution on eligible foreign exchange contracts of up to 3 years, without you having to post collateral as payment assurance. This frees up your cash flow to take on more business and protect your profit margins.
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EDC — Performance Security Insurance
Export Development Canada
Get insurance for up to 95% of your losses if a foreign customer wrongfully calls a letter of guarantee or if a call is triggered by you not being able to meet your obligations due to specific political risks. This protection helps you expand to new markets with the ability to provide letters of guarantee to secure contracts.
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EDC — Portfolio Credit Insurance
Export Development Canada
Get coverage of up to 90% of your losses if your international customer can’t pay for an order, whether you are an occasional exporter or regular exporter.
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FCC Advancer Loan
Farm Credit Canada.
Are your operations expanding? Do you need additional funds? The FCC Advancer could be of interest.
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FCC Credit Line
Farm Credit Canada
Receive a pre-approved, renewable loan to help you meet your cash flow requirements and give you the working capital to pursue your activities.
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FIJE Fund
Centre d'Aide aux Entreprises Haute-Yamaska et région
If you are a woman, a young person under 39 years of age or an immigrant, you may be eligible for a business loan of up to $50,000 at a rate of prime +3%.
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Farm Credit Canada — Loans and lending options
Farm Credit Canada
You could access flexible financing options for your farming, agri-food or agribusiness operation.
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Financing for sustainable agri-food businesses (in French only)
Fondaction
If you are planning to grow your agri-food business, you could benefit from coaching and customized financing.
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Financing of Refundable Tax Credits
Investissement Québec
If you're eligible for a refundable tax credit and need the funds to carry out your project right away, you can get a loan of up to 100% of the anticipated amount, starting at $50,000 for scientific research and experimental development (SR&ED) tax credits and at $20,000 for other tax credits.
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Financing program for cultural businesses
Société de développement des entreprises culturelles
Loans, loan guarantees and capital investments for cultural businesses, as well as tax credit advances for film, books, sound productions and shows.
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Fonds Mosaïque (in French only)
Filaction
If you are a member of one of Quebec's cultural communities, you may be eligible for funding to start a business or run a business that has been in operation for less than five years.
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Fonds afro-entrepreneurs
Filaction
Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.
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Fonds de microcrédit agricole (in French only)
MRC de la Vallée-du-Richelieu
Get an interest-free loan to help you develop your farm business.
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Innovative Manufacturer Financing [PDF](in French only)
Investissement Québec
Small and medium manufacturers in Quebec can get financing to help create new processes, integrate new technologies, and increase productivity.
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Le Fonds YUL / 375 idées (in French only)
Jeune chambre de commerce de Montréal
Are you a Montreal entrepreneur between the ages of 18 and 40? If so, you can receive a loan to start or grow your business.
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Nicolet-Yamaska Agri-Food Investment Fund (in French only)
Service de développement économique de la MRC de Nicolet-Yamaska
You could receive financial assistance of up to $10,000 to start or expand your non-conventional-sized agri-food business.
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PME MTL – PME MTL Fund
PME MTL
Get a low-interest-rate loan of up to $300,000 to start or grow your business.
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PME MTL – Solidarity Fund
PME MTL
Get a low interest rate loan of up to $100,000 to start or grow your business.
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Project Financing
Investissement Québec
Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.
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RBC Black Entrepreneur Program
Royal Bank of Canada
Get financing and expert advice to drive economic growth and wealth creation for your business.
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Rise – Small Business Lending
Rise
Get a loan of up to $10,000 to launch or grow a business at the prime rate + 2.5%, with an average term of 3 years, or a specific loan for youth entrepreneurs or for event planning.
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SOCCA — Term loan for Indigenous businesses
Native Commercial Credit Corporation
If your First Nations business is looking to start-up, expand, acquire a new business, you can get a competitive term loan to help cover up to 70% of the costs, so long as you can contribute at least 10% of the costs yourself.
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Tax credits for production of multimedia titles
Investissement Québec
Refundable tax credit for multimedia producers may amount to 37.5% of eligible labour expenditures.
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Women Entrepreneur Program
Farm Credit Canada
Get access to financing, as well as resources designed specifically to help you develop your skills as you start or grow your business.